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Working with Your Insurance

At Safe Mind Counseling, we’re in-network with many major insurance plans to help make therapy accessible and affordable. For most clients, the typical copay ranges between $0 and $30 per session—so you can focus on healing, not the cost. We’re here to support your journey, every step of the way.

We accept the following plans:

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  • Aetna

  • Ambetter

  • Anthem

  • BlueCross and BlueShield

  • Buckeye

  • CareSource

  • Cigna and Evernorth

  • Government Employees Health Association (GEHA)

  • Humana​

  • Medicaid

  • Medical Mutual

  • ​MultiPlan

  • MultiPlan Private Healthcare Systems (PHCS)

  • OhioHealthy Network

  • OhioHealthy Preferred Network

  • Optum

  • Oscar Health

  • Paramount

  • TRICARE

  • United Medical Resources (UMR)

  • UnitedHealthcare UHC | UBH

  • Out of Network coverage also available

Frequently Asked Questions: Insurance & Therapy

1. How do I know if my insurance covers therapy?
Contact your insurance provider and ask if outpatient mental health services are covered.

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2. What should I ask my insurance provider?

Is therapy covered under my plan?

What is my copay or coinsurance per session?

Do I have a deductible, and has it been met?

Are there any limits to the number of sessions? (Most plans allow unlimited sessions.)

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3. What if I haven’t met my deductible?
You may need to pay the full session rate until your deductible is met. After that, your copay or coinsurance will apply.

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4. How do I find out how many sessions are allowed?
Most insurance plans allow unlimited sessions, but it’s best to confirm with your provider.

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5. What if my insurance doesn’t cover therapy?
We offer private pay options and can discuss rates or provide superbills for possible out-of-network reimbursement.

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